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Banks are returning to the bill charts a sample of 1998

Banks caught in predbankrotnom condition invent new ways to conceal financial problems.

order not to show outstanding obligations to clients, which are grounds for revoking the license the Bank of Russia, banks use discount schemes. Customers can replace the default by the banks of their bills. Such schemes were used during the mass bankruptcy of banks during the crisis in 1998 and used for the withdrawal of assets. For information about the distributed “Kommersant”

According to Kommersant, Rosenergobank, with the end of October has problems with execution obligations to clients, trying to solve them through the use of bill schemes that enable the bank to conceal the real default.

Bank in a way trying to avoid revocation of licenses, as in the case of default in the conversion of promissory notes from the Bank of Russia does not raise formal justification for the use of extreme measures of exposure. Previously banks to avoid problems with clients invites them to transfer funds from the accounts yurlits on account of their employees, thus creating additional pressure on the deposit insurance fund more than 300 million rubles., Said the report Deposit Insurance Agency (ASV).

Such operations have been identified in Ekonatsbanke, the World Bank, the Bank Eurasia Center, “Sakhalin-West” and “Premier”, which licenses were withdrawn in the midst of a financial crisis. To pay insurance compensation for artificially created before the revocation of licenses deposits ASV is not going in the management of a number of banks have already prosecuted.

But clearly classify Rosenergobanka actions as legitimate or illegal interviewed by Kommersant experts hampered.

If the scheme is used Rosenergobankom is fraudulent, the main risk lies Bank of Russia, which is not obvious to the true financial position of the troubled bank that does not prevent asset stripping.

In the Bank of Russia indicate that such actions bankers may be regarded as misconduct in bankruptcy, which is a criminal offense, but do not deny that often affect the situation can only post.